The ICICI Bank-PhonePe stand-off, UPI and the great unbundling
Traditional banks have embraced UPI and have the added advantage of an existing customer base. So, why are they worried about startups? In one word, unbundling.
N S Ramnath
Senior Editor
Founding Fuel
NS Ramnath is a member of the founding team & Lead - Newsroom Innovation at Founding Fuel, and co-author of the book, The Aadhaar Effect. His main interests lie in technology, business, society, and how they interact and influence each other. He writes a regular column on disruptive technologies, and takes regular stock of key news and perspectives from across the world.
Ram, as everybody calls him, experiments with newer story-telling formats, tailored for the smartphone and social media as well, the outcomes of which he shares with everybody on the team. It then becomes part of a knowledge repository at Founding Fuel and is continuously used to implement and experiment with content formats across all platforms.
He is also involved with data analysis and visualisation at a startup, How India Lives.
Prior to Founding Fuel, Ramnath was with Forbes India and Economic Times as a business journalist. He has also written for The Hindu, Quartz and Scroll. He has degrees in economics and financial management from Sri Sathya Sai Institute of Higher Learning.
He tweets at @rmnth and spends his spare time reading on philosophy.
My contributions
160 articles written
This week in disruptive tech—October 30, 2016
A roundup of news and perspective on disruptive technology from around the world. In this issue: Chatbots, cybersecurity and blockchains
This week in disruptive tech—October 3, 2016
A roundup of news and perspective on disruptive technology from around the world. In this issue: A new partnership to make Artificial Intelligence beneficial to people; autonomous vehicles and online education; Elon Musk’s plan to colonise Mars
This week in disruptive tech—August 19, 2016
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Aadhaar 2.0
In this podcast Nandan Nilekani and the key people behind Aadhaar talk about what it took to create such a massive programme, what comes next, and the insights it can offer on executing a large, complex project
This week in disruptive tech—July 18, 2016
A roundup of news and perspective on disruptive technology from around the world. In this issue: Pokémon Go, the shift from print to digital media, bitcoins and the maturing of digital currency, and more
Aadhaar: A quiet disruption
Having registered one billion Indians, the team behind Aadhaar is now creating a digital infrastructure—the India Stack—that promises to disrupt financial services, make service delivery dramatically cheaper and efficient and boost the startup ecosystem
Lessons from fighting a drought
Droughts can be managed to take the sting out of the phenomena. Here are seven learnings from Amit Chandra, managing director of Bain Capital in India, social entrepreneur Nimesh Sumati and Sundeep Waslekar, president of Strategic Foresight Group & Cauvery delta farmer Ravichandran Vanchinathan
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In this podcast, Amit Chandra, managing director of Bain Capital in India, social entrepreneur Nimesh Sumati and Sundeep Waslekar, president of Strategic Foresight Group, talk about how communities and social entrepreneurs are finding long-term systemic solutions and what India can learn from others
Indian e-commerce in 10 charts
A snapshot of what is happening in online retail